I am slowly taking it one day at a time as God sees fit in my life. Below I do want to document some accomplishments that I'd like to be reminded of when I look back in a few years. My hope is always that you'll be encouraged to do better and to be better as you stumble upon this post.
At the beginning of February, I had bought a car. My previous car had broken down and so I needed a dependable car. That was pre-Coronavirus/Covid-19. I took an unconventional way and just went with my guts. Unplanned. The dealership ran my credit score and it dropped 117 points taking it down to 509! If you're reading this, please learn from my mistakes. Never walk into a car dealership planning to buy if you do not already have a pre-approval letter in hand. Otherwise, the dealership will run your credit score like there's no tomorrow and your credit score will take a big hit! I'm happy to say that after three months and countless "How to raise your credit score" Youtube videos later, I have raised my credit score by 126 points taking it up to 635! Praise the Lord for the power of technology. I still have a long way to go! Take it from me, if you're not already looking at your credit score because I know it's such a scary world to dive into, you should dive into it anyway because the faster you do it, the sooner you'll save yourself the trouble and the pain because America runs on credit, unfortunately.
Our siblings weight-loss challenge is still going strong. Unfortunately, I have loss both times! Regardless, I have loss a few pounds. "A loss is a loss and definitely better than a gain," I would often remind myself. As of today, I am sitting at 177.0 lbs! It's not great, but let me remind you that just a few months ago, I was sitting at 189.9! Eeeeeks!!!!! :/
Speaking of our siblings, we have also finished studying the book of John in the Bible. This Bible study has come a long way for all of us because 1) We're diving into the Word on a weekly basis and 2) Some of us are truly learning about Jesus for the very first time. I saw a home wall art quote that says "Some of the most important ministry takes place within these four walls". Truly, I can't agreed more. Next, we are conquering the book of Acts.
On a whole different topic, when Jesus said, "In this world, you will have trouble," I can't help but think that He's also referencing marital financial crisis. No one likes to talk money in marriages because often it leads to disaster. It's been statistically proven by data released from Ameritrade that 41% of divorced Gen Xers and 29% of Boomers say they ended their marriage due to disagreements about money. I say this to say, finance in marriage is never an easy topic to discuss. Jamy and I have tried anything and everything in the last ten years of our marriage.This is our 11th year together and we finally found a plan that works for us. It's not easy, my friend, so I applaud you for trying to keep your marriage and your financial life afloat in the midst of this Covid-19 pandemic. That said, Jamy and I are in the process of slowly saving for our future home now that we have a clear path in mind. Together, we know where we're heading when it comes to our finances and the best part of it all--- we are able to tithe on a regular basis now. Praise God for always providing! To conclude, unless both parties agree on a structured plan this whole finance in marriage thing is never going to work!
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